Ca 2+, for example, is the symbol for a calcium ion with a positive charge of two. Ions are identified by a superscript following the element symbol that specifies whether the charge on the atom is positive (more protons) or negative (more electrons) as well as the amount of charge. Atoms with variable numbers of protons and electrons are referred to as ions. Because all carbon atoms contain six protons, the number of neutrons is 14 – 6 = 8. The total number of protons and neutrons is shown using numerals (superscripts, subscripts, or following the symbol).Ĭarbon-14, for example, contains 14 protons and neutrons. To determine the amount of neutrons, you must first determine the element’s isotope. The number of neutrons or electrons in an atom cannot be determined from an element’s name or symbol. The majority of element names end with ‘-ium’.Metals, which are usually hard, bright, and conductive, are among these elements. Noble gases, with names ending in ‘-on’ are inert or nonreactive gases at ambient temperature. Halogens are very reactive and easily combine to produce compounds. The group of elements known as halogens includes elements with names ending in ‘-ine’. Nonmetals with names that end in ‘-gen’ are gases in their pure state at ambient temperature. The name of an element can reveal information about its properties. What do the first 20 elements have in common ? A one- or two-letter abbreviation of the element’s name is used as the element symbol. The atomic number of an element is the number of protons contained in each atom of that element. These are the first 20 elements, listed in order: When there’s a second letter, it’s lower case. The first letter of an element symbol is capitalised. The symbol for potassium is K, which comes from the Latin word kalium, which meant alkali or potash. The latin name for sodium’s atomic number is natrium. This is a play on the Latin word natrium, which was previously used to describe caustic soda. The symbol for sodium, which is abbreviated as Na. On the other hand, certain symbols allude to old element names. The symbol is a one- or two-letter abbreviation of the name. Element identification can be done using the atomic number, element name, or element symbol.
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Potential buyers who don’t have upfront money are just that – potential buyers. Upfront payment is a non-negotiable element of the sale. The percentage of the down payment requirement may vary, depending on the bank. You’ll need a lawyer or a law firm that specializes in business sales. Hire a Lawyer and Finalize the ContractĮven if you list and market the business on your own, you’ll need a lawyer to close the sales process. It can also include depreciable property. This can include inventory and equipment. In price negotiations, you may negotiate the price of pieces of the business. Negotiate an Agreement and Close the Deal This is information to convey to a broker, if you’re using a broker.Ĩ. However, you can justify a low price if there’s a reason to sell a business fast – such as unexpected illness or death. Potential business owners could look at the date of the listing and start to wonder what’s wrong with the business. Too high, and the property is one the market too long. What about the price? Just as with a home sale, too high or too low is a mistake. Because all of those people are going to find out about the sale. However before you take that step, you should think carefully about developing an explanatory letter for customers, as well as informing employees. One of the easiest ways to list a business on the marketplace is via Sell Business on BizBuySell. Could you cause a mass exodus of employees? Or worse, customers? Business owners should be careful letting the cat out of the proverbial bag. However, letting people know your plans to sell your business can be dicey. You may even share information with trusted customers, if you think one would be interested in the purchase. How are you going to handle the profit from your business sale? You’ll most likely need a financial manager or specialized CPA for this part of the plan.īefore you list your business, share your plans with family members or employees. Proof of any long-term contracts to purchase your goods and/or services.Your business tax records for the last four years.Here are examples of information the business valuation expert may use to help you set a price: That’s because there can be many factors that affect the price. To sell your business, you need a specific business valuation expert. The real estate agent can compare similar sales, and put a value on your house that may include appliances, age of roof, size and grounds. When you sell a house, you use a real estate appraisal to prove the price you set. Hire a Valuation Expert and Find Out Your Business Worth Medical insurance – Did you pay for medical insurance for yourself and/or family members, set up through the business? 2.Business vehicles – Perhaps you leased or purchased a vehicle or vehicles for company use.Bonuses – Which you paid to top performers.Entertainment costs – Similarly, as you worked to get established to feted potential clients.Travel costs – Maybe as you established your company you attended national conventions or sales venues.Those types of expenses can be termed “discretionary expenses.” Such as: The prison scamīut there's no similarly easy rule to avoid the collect call from prison scam, short of refusing to accept any collect calls from prison – which works fine if you don't actually know anybody there, but if you do have an incarcerated loved one, the scam version of the collect call from prison can sound disturbingly like the real thing. So, ignore any emails or phone calls threatening immediate consequences unless you make immediate payment, and you'll avoid that scam. Mail – and they'll give you far more than an hour or so to resolve the problem. If you genuinely do owe back taxes, need to serve jury duty, or pay old utility bills, those notices will be addressed to you personally and arrive in the old-fashioned U.S. In all such scams, the easy rule to remember is that, even when these agencies do take punitive measures – such as the IRS going after tax scofflaws, or utility companies shutting off service for non-payment – they'll never, ever contact you over email or your phone. There's also a utility-company variant of this scam, where the scammers will threaten to shut off your electricity or other vital utilities within the hour for alleged unpaid bills. Other times they'll say they're from your local sheriff's office or police department, after you for skipping out on jury duty or “failure to appear.” Sometimes the scammers claim to be IRS agents, about to arrest you for unpaid back taxes. There's also a variety of phone- and email-based “arrest scams,” wherein the scammer will call or email you while posing as a law-enforcement authority figure who will arrest you and take you to jail that very day – unless you give him money for “fines” or “court costs” or what have you. Remember and follow that one rule, and you'll never be snared by the one-ring scam. If you return this call, you'll be connected to a high-priced chat line, “adult entertainment” line, or other pricey service located outside the country.īut it's easy to avoid the one-ring scam with a simple rule: never return a call from an unfamiliar number that leaves no message. Take the “ one-ring phone scam,” which is popular with a particular subset of phone scammers known as “crammers.” Crammers trick people into calling numbers with extremely high fees attached, by programming computers to call thousands of random phone numbers, ring once, and then immediately disconnect. Most modern phone-based scams are very easy to detect, so long as you memorize one or two simple rules. This is because the scammers' mode of operation is so disturbingly identical to the real thing. Of all the various scams which my colleagues and I have detailed here at ConsumerAffairs, the “collect call from jail” scam might be the single most difficult for certain potential victims to guard against. Is this really an incarcerated friend or relative of yours, or is it a scammer trying to trick you into running up false charges on your phone bill? Photo © kentoh - FotoliaHere's a quick quiz to test your scam-protection savvy: Imagine you're at home when your phone rings, and upon answering you hear a recorded voice saying that this call is from your local jail, and wants to call you collect. Over 99% of the companies on Orbis are private. It includes companies' financial accounts, credit scores from a number of independent providers, directorships, ownership structures, PEPs and sanctions information, and details of mergers and acquisitions activity. Orbis is Bureau van Dijk's flagship database of private and listed company information from around the world-all standardized for easy cross-border comparisons. Request access to CRISM by emailing acknowledge the Fama-Miller Center for Research in Finance and the Initiative on Global Markets at the University of Chicago Booth School of Business on all written work for the usage of this data. These data should be merged together to create the CRISM data but can be used separately.Īccess is available to University of Chicago faculty, graduate students and research assistants. The same loan_id is in both data sets so that loan information in McDash can be merged to individual information in Equifax. The Black Knight-McDash data is the loan information and the Equifax data is information on individual credit records including information on which loans they have. The structure of the data contains two separate datasets. Up-to-date consumer risk scores and leading indicators of mortgage default for all mortgages within McDash allow analysts, modelers and economists to benchmark, identify trends, monitor institutional risk, and evaluate borrower behavior. This powerful combination provides a better understanding of the changing credit health of borrowers on both agency and non-agency mortgages. Please acknowledge the Fama-Miller Center for Research in Finance on all written work for the usage of any data.Įquifax and Black Knight have partnered to offer Credit Risk Insight Servicing-the only analytical solution available that combines anonymous consumer credit data with McDash Loan Data. If you have any questions or concerns, please contact Marisa Milazzo. To gain access to the data, you will need a Booth user name and password. Access to certain data is provided only to those who are affiliated with Booth and the Fama-Miller Center. The Fama-Miller Center acquires and maintains data that is provided strictly for academic research and cannot be used for commercial purposes. Due to license agreements, the use of some data is restricted to the Booth community. We encourage and support top-quality research through advanced internal infrastructure as well as subscriptions to cutting-edge financial databases.īelow is a list of data funded by the center and available for academic use. The Fama-Miller Center is dedicated to providing the institutional structure and resources necessary to push the boundaries of research in finance. Again, Mosseri posted that chronological feeds options and a following feed will eventually come to Threads. For starters, if you join Threads and follow a bunch of people, you may still see posts from people you don't follow in your feed. Besides the whole can't-delete-Threads-without-Instagram thing, people are also upset that their timeline is a mess. No feed for only people you follow? And no chronological feed? Screenshots by Nelson Aguilar/CNETĪdam Mosseri, head of Instagram, posted that although Threads is powered by Instagram, the company is looking for a way to allow users to delete their Threads account separately. If you do deactivate, you can come back to Threads any time. There are other settings that apply to both Threads and Instagram, including two-factor authentication and password changes. If you configure any of these two settings, changes will apply to both Threads and Instagram.Īccount is where you can set up reminders to take a break from Threads and deactivate your profile. At the bottom, you'll see two settings: one for blocking profiles and the other for hiding likes. You can also choose who mentions you, mute accounts and hide offensive words and phrases. In privacy, you can make your profile private, which means only approved followers can check out and interact with your posts and replies. Toggle off push notifications for threads and replies and following and followers. In the profile section, hit the globe on the top-left or the two-dash icon on the top-right to access your settings, where you can configure your notifications, privacy and account. Speaking of settings, let's spend a little more time on which settings you can adjust in Threads. Screenshots by Nelson Aguilar/CNET A little more about the settings in Threads Oh also, Threads posts aren't in chronological order right now, but Meta is looking at how to let users see feeds chronologically.Ībove you can see home (left), new thread (middle) and activity. Here you can like, leave a comment on, repost and share posts. You may be a bit startled to see posts from users you don't follow, but that's how the current iteration of Threads works. The first, on the left is home, which is where your timeline lives. To start, let's go through what each button in the navigation bar means. There are also your settings, but we'll get into that a little bit later. Everything you need you can find at the bottom in the navigation bar: home, search, new thread, activity and profile. The Threads user interface is pretty simple for now. You can hit Join Threads to begin browsing through your timeline. The last page will give you a bit of info about Threads and its future, like how Threads and Instagram are intrinsically tied and how you'll soon be able to interact with other social media platforms, like Mastadon. Then add the egg yolk mixture and gently fold in using a spatula until well combined. Slowly fold the whisked egg whites into the whipped cream.I used a combination of vanilla extract and vanilla bean powder. with the vanilla extract or vanilla powder (or seeds from vanilla bean). until soft peaks form when the whisk is removed. If using whipped coconut milk/ cream instead of cream, here is a great tutorial that explains how to do it. As the egg whites thicken, slowly add the powdered Erythritol. Start whisking the egg whites and add the cream of tartar. Separate the egg whites from the egg yolks.1 tbsp sugar-free vanilla extract or 1 tsp vanilla bean powder or 1 vanilla bean.
We will notify you once we’ve received and inspected your return, and let you know if the refund was approved or not. Refunds only apply if we shipped you the incorrect item. The fastest way to ensure you get what you want is to return the item you have, and once the return is accepted, make a separate purchase for the new item. Please get in touch if you have questions or concerns about your specific item. Please inspect your order upon reception and contact us immediately if you receive the wrong item, so that we can evaluate the issue and make it right.Ĭertain types of items cannot be returned. If you would like your currently available items sooner, just place separate orders so we can calculate shipping properly and send out your available items right away. If you place an order containing currently available products AND preorder items we will not ship your currently available items until your preorder is ready. Orders that contain multiple items with a preorder will be subject to a hold until the last release date of any preordered items. Sometimes there are production delays or shipping delays that can push these dates further back than what was originally projected by the manufacturer or distributor, and those are outside of our control as a retailer. They are based on actual dates provided to us either directly by the product manufacturer or our designated distributor. Please note that we are not in control of the official release dates as a retailer, and these sometimes change due to manufacturer issues, distribution or supply chain problems, etc. Please check each individual item for the estimated release date for it before placing your order. When you make a purchase that is a pre-sale or a pre-order of an item, we are not able to ship that item to you until the manufacturer allows us to mail it out. You can always contact us for any question at Preorders If you have any questions before placing an order or a pre-order through our store please call us first at 48. For orders that contain a pre-ordered item you have 48 hours from the time the order is submitted to cancel it. For orders that do not contain a pre-ordered item we require SAME DAY cancellation. We prefer if you can contact us to cancel the order immediately before we pull it off the shelf and pay for postage. Because we ship out items very quickly in most cases we can only accommodate a short cancellation period. We understand that sometimes orders are placed by mistake, whether you purchased the wrong quantity of something, used the wrong payment method, etc. One of the ways that we are able to provide competitive prices and free shipping on many orders is by ensuring our order accuracy and by making smart inventory purchases on our end. All Sales (including Pre-orders) are Final. The software also offers import and export modes that are visually appealing and optimized for social media, making it easy to post your videos online. It’s easier to get started It offers an interface that is fast, and intuitive, and puts your footage front and center, making it easier than ever to get started with video editing. With the ability to collaborate like never before, Frame.io makes it easier for creative professionals to work together and share their work seamlessly. Included with Premiere Pro and After Effects Included with Premiere Pro and After Effects, Frame.io for Creative Cloud offers a suite of real-time review and approval tools, lightning-fast media sharing, direct Camera to Cloud transfers, 100GB of storage, and unlimited reviewers. Thanks to the power of AI-driven Speech to Text technology, achieving this has never been easier. The dynamic duo of comedians and entrepreneurs, The Fung Bros., elevate their videos' accessibility by automatically generating captions and customizing the text to captivate viewers. Boost engagement on social with custom captions Enhance your social media engagement with captivating custom captions. With its remarkable features, you can automatically generate a transcript, easily search for desired dialogue, and effortlessly cut and paste text to witness your story rapidly evolve in the timeline. This cutting-edge pro app empowers you to edit videos as seamlessly as editing text. Video editing that’s always a cut above! What`s new Text-Based Editing Revolutionize your editing process with Text-Based Editing, the innovative solution for creating rough cuts effortlessly. Adobe Premiere Pro CC is an industry-leading video editing program for Windows PC! You can edit virtually any type of media in its native format and create professional productions with brilliant colors for film, TV, and the web. Premiere Pro is used by Hollywood filmmakers, TV editors, YouTubers, videographers - anyone with a story to tell, including you. It’s FREE for first 7 days, Try Now! And Premiere Rush is included with your subscription so you can capture footage and start editing on all your devices, anywhere. This app is part of Adobe Creative Cloud (20+ Apps and Services). 14,750 Apple Loops in a wide range of genres Over 5,900 instrument and effect patches Access a full-screen Tuner to quickly get in tune Design a custom Pedalboard from a collection of delay, distortion, and modulation stompboxes Build your own guitar or bass rig with Amp Designer using vintage and modern amps, cabinets, and mics Get the perfect mix with a collection of vintage and modern EQs, dynamics, and other mixing tools Add movement to your tracks with a variety of modulation effects Use a range of multi-tap, vintage tape, and stereo delays Play your sounds through a variety of realistic acoustic spaces or creative synthesized reverbs Perform a part and conform notes to a specific scale using Transposer Play a single note to trigger predefined chords with Chord Trigger Instantly turn a simple chord into a rich performance with the Arpeggiator Transform simple ideas into elaborate performances using nine MIDI plug-ins Perform electronic beats with the Ultrabeat drum machine Play deeply sampled, professionally mixed, and fully customizable drum kits provided by Drum Kit Designer Perform inspired sounds using a collection of synths that provide analog, wavetable, FM, additive, granular, spectral, and modeling synthesis Play faithful models of vintage keyboards with Vintage B3, Vintage Electric Piano, and Vintage Clav Play classic ’70s- and ’80s-style synthesizer sounds using Retro Synth Quickly find sounds or create unique new ones with Alchemy, the ultimate sample manipulation synthesizer Turn your favorite hardware synthesizers into sampled instruments using the Auto Sampler plug-in Play or create a wide variety of rich sampled instruments with Sampler and Quick Sampler Easily view your Mac screen from a distance using a high-contrast, full-screen performance view Smart Controls offer dynamic performance controls that change with each Patch Screen controls adapt for each Patch using Smart Controls See only what you need during your performance using a customizable, full-screen live interface Manage sophisticated rigs using the Assignments & Mapping overview Quickly assign hardware knobs, buttons, and faders to onscreen controls Instantly set up a large variety of hardware using automatic device recognition Use USB and MIDI-equipped controllers like keyboards, foot pedals, and drum pads Connect your favorite hardware and use it to play and control your plug-ins 64-bit architecture uses all the RAM in your system for larger sampled instruments Perform with stereo or multitrack backing tracks using Playback Design rich keyboard Patches using splits and layers, the Arpeggiator, and other MIDI plug-ins Switch between Patches without stopping sound output or cutting off held notes Combine instruments and live audio, such as keyboards and vocals, in a single Patch Support for the Touch Bar on MacBook Pro provides convenient controls for layout, editing, and performance Add your sounds from Logic Pro and GarageBand to bring your studio sound to the stage Perform live with 100 instrument, effect, and MIDI plug-ins or work with Audio Units plug-ins All the while, you explore the world, find new creatures to battle or capture, defeat all other Temtem tamers in your way. As you progress, you'll encounter an evil organization named Clan Belsoto that you need to stop from achieving their unsavory aims. There's eight of these, and besting the trainers at all of them would surely make you a master of Temtem. Though your immediate goal is to reach the next town and attend classes, there's nonetheless an encounter with the first Dojo leader along the way. With these two Temtem, you begin your journey proper. Sidenote: I am contractually obligated by DualShocker's EiC to insist that Tuwai should have been named Toucanslam. That's new! Either way, with this crushing defeat under your belt, the Professor grants you a second Temtem: a toucan-inspired bird named Tuwai. He actually one-shots you immediately using a rare and powerful type of Temtem that has type advantage on all three starters. You'll have a quick introductory battle with your plucky rival, wherein you easily best h. After a brief farewell with a selection of NPCs, you make a quick detour to the home of a local Temtem professor, who grants you one of three Temtem to begin your adventure with. You're leaving your hometown to go attend school in the next town over, focused primarily on study and battle of Temtem. You start your adventure in Temtem with a bit of light plot and backstory. What? Your Turn-Based Combat is Evolving! So with that preamble out of the way, what is Temtem actually? What makes it stand out compared to Pokemon? Let's dive in. It's immensely rare that I've seen a game of such polished quality this early in the development phase. The inspirations are worn openly on their sleeve, but Crema has done the legwork. But I feel that writing Temtem off so quickly is disingenuous this is clearly a passion project that they have worked very hard on to differentiate it. Many will look at this and simply dismiss it as a Pokemon clone, or an ascended fangame. Their inspirations are open and unabashed. Developer Crema has described Temtem as "a massively multiplayer creature-collection adventure inspired by Pokemon" on their Steam page. Let's get that out in the open right away. |
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